Get the AC System You Need Now, With Payments That Fit Your Budget
A new AC system is a major home expense. Financing can help remove the upfront cost barrier, so you can get a working system now and pay over fixed terms instead of putting off a replacement when your home needs it.
- Financing Options
Flexible Financing Options for Your New System
Family First Cooling & Heating partners with FTL Finance to offer financing options for qualifying purchases. Choose from financing programs designed to help make your new AC system more manageable.
1. FTL Finance Lease
$1,000–$35,000
Finance your HVAC purchase with fixed interest rates and fixed terms, giving you a predictable payment structure for your new system.
2. FTL ESC Card
$300–$35,000
A financing option for qualifying HVAC purchases, with fixed interest rates and fixed terms to help spread the cost of your new system.
Payment Options That Work
Around Your Schedule
FTL Finance offers convenient ways to manage your payments, including online, phone and mail payment options.
- 💻 Online Payments
- 📞 Phone Payments
- ✉️ Mail Payments
- Ready to Apply?
Take the Next Step Toward a More Comfortable Home
Applying for financing is simple. Use the online application to get started, then choose the financing option that works for your purchase.
- Need a New AC System?
Don't Put Off the Replacement Your Home Needs
Paragraph If your current system is aging, failing or no longer keeping up with your home, we'll help you understand your replacement options and the available financing. Get a properly sized system for Southwest Florida and a payment option that can make the investment easier to manage.
FTL Finance Customer Service: 1-888-314-4588
- 24/7 Emergency Support
- Fast Response